What's Included
We pull and review your reports from Equifax, Experian, and TransUnion. Because each bureau collects data independently, they don't always match — an account that's reported accurately to one bureau might show incorrect information, or be missing entirely, on another.
What We Look For
- Accounts that don't belong to you, or that may be the result of a mixed credit file
- Incorrect balances, payment statuses, or account dates
- Duplicate collection entries tied to the same original debt
- Accounts still reporting past the standard reporting window
- Outdated personal information tied to your file
What You Get
A plain-language breakdown of what's helping your score, what's working against it, and a prioritized plan for what to address first — not a stack of unexplained bureau codes.