What Negotiation Can Involve
- Lower interest rates on existing balances
- Modified or extended payment plans
- Settlement for less than the full balance, where appropriate
- Direct communication with creditors on your behalf
Is It Right for You?
Every account and every creditor is different — some are more willing to negotiate than others, and the right approach depends on your specific situation. We'll walk you through what's realistic before pursuing anything, so there are no surprises.